Transactions that build trust

Cheques and cash will still account for almost a third of B2B payments in the United States in 2024, while the digitalization of transactions continues to take off: Edenred is playing its part in this dynamic with innovative solutions that meet the specific challenges of certain sectors in terms of security, time and cost.

Edenred Pay offers its North American customers a fully integrated solution for automated invoice processing and payment. An end-to-end service adopted in 2024 by consulting firm North Star and software publisher Frontsteps.

The global payments ecosystem is constantly evolving, seeking a balance between boosting competitiveness and combating fraud. Edenred PayTech, the payment engine at the heart of Edenred, is constantly adapting to comply with the various international regulatory frameworks and remain a trusted partner. For example, Edenred holds international PCI DSS (Payment Card Industry Data Security Standard) certification, a standard relating to the security of payment card data. Edenred Paytech is also a Principal Member of Mastercard and an electronic money institution regulated by the FCA (Financial Conduct Authority) in the UK, and the National Bank of Belgium for the European Union.

Virtual and physical cards, fractional payments or account management: Edenred Payment Solutions (EPS) provides a wide range of payment solutions to European companies of all sizes.

In particular, EPS supports Green-Got, a French fintech offering an alternative financial account that finances the ecological and energy transition, and Tide, which provides a management solution and pro account for small and medium-sized businesses in the UK, as well as in Germany and India. At a time when the use of virtual cards is expanding rapidly, EPS supports their growing application, particularly in the insurance world, where they enable immediate and secure disbursement of funds for claims settlement.

Edenred promotes the financial inclusion of workers from the informal economy who are excluded from the banking system. In the United Arab Emirates, for example, Edenred's salary card and mobile application offer greater traceability and security than cash payments. In addition to the usual services (such as payment card, salary advance or foreign transfers), users can now benefit from job loss insurance, covering up to 60% of their basic salary for three months. 

By continuing to develop its Punto point-of-sale payment acceptance solution, Edenred is contributing to the digitization of payments in Latin America, as in Brazil, where Punto terminals now accept all kinds of payments.